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Cash Flow Analysis: What, When, Why, and How? (MLCN42B)
Understand the Importance of Cash Flow to Bankers, How to calculate it and what its Uses are.
As a banker, you need to interpret cash flow and calculate it accurately to pitch a stellar success. This session by expert speaker David Sawyer is designed to assist you as a banker in calculating cash flow by utilizing the Uniform Cash Flow Analysis (UCA) method and help you to calculate Global Cash Flow Analysis for those entities that must rely on excess cash generated by their owners to service the business entity’s commercial debt.
The webinar will start with defining Cash Flow as one of the tools to successfully transform an Accrual Basis Financial Statement into a Statement of Cash Flow and would then talk about its importance to bankers while considering a long term loans request. Going further, you will understand how Cash Flow is calculated utilizing the balance sheet and the income statement to determine the sources and uses of cash from Operating, Investing and Financing Activities.
At the end of the session, you will be expected to have a complete lending or credit analysis experience. You will get a basic understanding of financial accounting and rudimentary financial analysis, cash flow, and loans structuring for businesses.
Upon completion of this webinar, the participant will have a good understanding of how cash flow is calculated and more importantly, how to interpret its meaning. Specific areas that will be covered include:
An Illustration on how Cash Flow Analysis is used to transition an Accrual Basis Financial Statement into a Statement of Cash Flow (or Cash Basis Statement) because loans are repaid with cash and not profits
Review of the Rules of Cash Flow which are essential in determining how much cash is generated from items on the balance sheet
Global Cash Flow Analysis Methodology utilizing financial statements, tax returns and credit reports of commercial borrowers and individuals
Comparison of the UCA method of calculating cash flow to the less effective traditional EBITDA (Earnings Before Interest, Taxes, Depreciation and Amortization) method of determining cash flow
A Fast Cash Analysis method which can get you to the same results in less time
David will also be talking about:
Accounting method: Cash basis vs. Accrual basis: Understanding the differences in the two accounting methods and to analyze their advantages and disadvantages.
Accrual method: Comprehension of Financial statements prepared on an Accrual Basis and recognizing all economic events regardless of the accumulation of cash at the point of sale or the payment of costs and expenses at the time the costs and expenses are incurred.
Statement of Cash flows: Shows the cash inflows and cash outflows from operating activities, investing activities and financing
Who Should Attend
Commercial Loans Officers
Business Development Representatives
Business Credit Analysts
Risk Managers of Real Estate companies and FIs
Accountants and Auditors
Ask a question at the Q&A session following the live event and get advice unique to your situation, directly from our expert speaker.
David Sawyer's experience in banking began in 1981 in the area of credit administration with Central Bank of the South. Since that time he has served in the capacity of senior lender, senior credit officer and president and CEO of a community bank and two regional bank affiliates. His banking ex...
Disclaimer: The content herein does not represent any association between CFPB and Eli Financial LLC. CFPB neither endorses any product of Eli Financial LLC nor warrants accuracy of the content hereto.