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Loan Reviews: How To Satisfy The Regulators (MLC240D)
Grasping the Key Nuances of Loan Review with Vincent DiCara
"The primary objective behind this webinar is to protect the lender from undue risk of loss by applying safe and sound lending practices."
The commercial loan policy's main intention is providing clear and consistent reference for all employees. The policy also helps prevent 'drift' from the purpose and objectives of the organization and minimize the chances of misunderstanding or omissions of the staff, providing a basis for correction.
This webinar by expert speaker Vincent DiCara will explore the issues that lenders need to address in their annual loan reviews. Specific topics will include what items should be contained in a loan review, the importance of testing certain ratios, and other measures used as a means of determining credit quality.
Vincent will also discuss the Risk Rating system of a hypothetical bank scenario and you will be provided with examples of Loan Review templates in the session.
What should a loan review contain
The importance of cashflow
The role of ratios
The importance of collateral
Important Financial Information
Risk ratings: What They Tell You About Borrowers and About Loan Portfolios
The philosophy of loan servicing
The keys of loan servicing
Major reasons behind problem loans
Cash flow adjusted formula
Who should attend?
This session is appropriate for commercial loan officers, business development representatives, branch managers and business credit analysts.
Vincent DiCara has been involved in evaluating and meeting the credit needs of small and medium-sized businesses for thirty years as a business advocate, lender, credit analyst and trainer. Since 1995, he has been providing expert training for lending professionals throughout the country who work in...
Disclaimer: The content herein does not represent any association between CFPB and Eli Financial LLC. CFPB neither endorses any product of Eli Financial LLC nor warrants accuracy of the content hereto.