HMDA Reporting: Recent Changes to Regulation B and CFPB Proposed Guidance on Disclosure of HMDA Data to the Public (MLBD71K)

  Pre Recorded Webinar
  60 minutes

Best Practices for Compliantly Collecting and Reporting Consumer Data Under HMDA in 2018

Regulation B under the Equal Credit Opportunity Act prohibits a creditor from asking about a mortgage applicant’s race or ethnicity, except for collection and reporting of data on certain dwelling-secured loans. Effective January 1, 2018, an amended Regulation B will afford lenders more flexibility as to when and how they collect and report the information. The CFPB has also proposed guidance on how Home Mortgage Disclosure Act (HMDA) data will be made available to the public beginning in 2019, including changes to consumer privacy requirements.

Join this session with financial services law attorney Chrys Lemon to learn how changes to Regulation B will give lenders more flexibility in collecting and reporting on race and ethnicity beginning in 2018. You will get a review of new forms related to the Uniform Residential Loan Application (URLA). Chrys will also discuss how the mortgage industry will be able to use consistent forms and compliance practices related to collecting data on race and ethnicity. If you’re involved in consumer mortgages, learning about the CFPB’s amended Regulation B will give you more flexibility regarding how you collect and report data on race and ethnicity. 

This session will also cover proposed guidance on public disclosure of HMDA data. Chrys will examine the loan-level HMDA data that the CFPB proposes to make available to the public beginning in 2019.

Session Highlights

This session will cover:

Who Should Attend

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Chrys Lemon is a partner in McIntyre & Lemon, PLLC, in Washington, D.C. He specializes in financial services law, particularly related to marketing of consumer financial products and services, privacy law, insurance law, and regulation of financial institutions by the Consumer Financial Protecti... More info

Disclaimer: The content herein does not represent any association between CFPB and Eli Financial LLC. CFPB neither endorses any product of Eli Financial LLC nor warrants accuracy of the content hereto.

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