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Ratio Analysis to Determine Financial Strength (MLC440X)
Insights on Ratio Analysis to Determine Financial Strength
Do you know which financial ratios enable you to judge the health of the company/department?
Join Roy Johnson in this audio session to know about the five vital signs of any organization and the required ratios to identify them. Credit (Risk) Analysis is one of the most important functions performed by banks. Since interest and fee income from loans represent the largest source of revenue for banks, it is vital that thorough credit analysis be performed before loans are approved and funded.
After attending this session, the participant will have a deeper understanding of ratio and credit analysis during the underwriting process. This should translate into well organized and clearly written credit memoranda where the participant will be more confident in explaining trends and the financial impact on customers and prospects
Topics covered in the session:
Current / Quick Ratios
Working Capital Analysis
Ratios to measure the proportion of support provided by owners and creditors
To measure the ability of management to utilize their assets to generate sales and maximize profits
Performance ratios to measure the relationship between sales, costs and expenses and how their changes affect the bottom line
Uniform cash analysis to determine the sources and uses of a firm’s cash as a means of serving long-term debt
Who should attend
Beginner Professionals in the Banking, Credit and Financial Services Industry followed by Mid Management and Upper Management.
Roy Johnson brings a wealth of knowledge to the banking sector as his career spans from his beginning as a Loan Associate all the way to becoming a Vice President of Commercial lending for a Leading Regional Bank in the Southeast. He possesses a combination of corporate and Non Profit experience whi...
Disclaimer: The content herein does not represent any association between CFPB and Eli Financial LLC. CFPB neither endorses any product of Eli Financial LLC nor warrants accuracy of the content hereto.