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Writing an Effective Credit Memorandum-Its not What You Say But How You Say It (MLC250K)

  Pre Recorded Webinar
  60 minutes
Multiple Participants?
Call 1-800-223-8720
for a group pricing

Writing An Effective Credit Memorandum Is Not About What You Say But How You Say It. Get the Skills Required to Write a Focused Memorandum.

After you have prepared a detailed credit analysis of a loan request, you have to put your findings in writing for better communication. Credit memoranda are the primary means of communications in the banking industry. So, writing an effective memorandum is very important. An effective credit memorandum, however, is not about what you say but how you say it that commands attention.

A credit memorandum mainly serves three important functions:

  1. Providing information on status and condition of a customer relationship
  2. Records actions and thoughts
  3. Recommend or support action

This session by expert speaker Jeffery W. Johnson is going to develop your skills in writing an effective credit memorandum that places emphasis on factors that are important without the need to state the obvious. You will explore reporting and underwriting on heads such as Construction Loans, Multi-Family Loans, Commercial Real Estate Loans and Acquisition & Development Loans.

You will be provided with examples of proven credit memos to ensure you are covering all the areas covered by banking regulations.

This session will help you strengthen your understanding of credit analysis and clearly describe the financial impact of changes in financial factors, reporting more than just what has changed. You will be able to interpret financial trends and ratios as well as write succinct and focused credit memoranda. The webinar will further help you meet the management armed with relevant questions and issues to be addressed. You will leave feeling more confident in defending a recommended course of action based upon relevant facts and not instinct.

Session Highlights:

Who Should Attend

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Jeffery W. Johnson started his career with SunTrust Bank in Atlanta as a Management Trainee and progressed to Vice President and Senior Lender of SouthTrust Bank and Senior Vice President and Commercial Banking Division Manager for Citizens Trust Bank of Atlanta.

Most of his career has bee... More info

Disclaimer: The content herein does not represent any association between CFPB and Eli Financial LLC. CFPB neither endorses any product of Eli Financial LLC nor warrants accuracy of the content hereto.

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