Craig Nelson has over 33 years of bank experience with progressively growing responsibilities and expertise and leadership. He began his career in banking with Wells Fargo (formerly named Northwestern Bank Corporation a/k/a Norwest) serving as a staff auditor in 1980. After 33 years of banking Craig was most recently serving banks in the role of Chief Credit Officer and Executive Vice President and/or division head of credit administration. The majority of Craig's banking career has been dedicated to establishing, maintaining, leading and directing credit administration/operations and credit risk functions including credit underwriting and approval, special assets/workout management, credit review and senior lender/chief credit officer responsibilities.
Craig has large bank training and experience combined with extensive community bank experience that has given him good insight and a big picture perspective to banking and finance combined with the ability to be hands-on and relates well to all levels of bank associates and clients. He has significant senior and executive bank management ability and experience including that of community bank president, senior lender, chief credit officer and head of special assets. He has expertise in commercial (CRE and C & I) and small business lending and brings broad credit administration and credit process skills. Over 30 years of Craig's career has been in service to banks in the southeastern United States with over 23 in the Birmingham market area with banks serving throughout the southeastern United States. Craig also has significant due diligence and mergers and acquisition experience beginning with his work experience at Regions Bank as he was trained extensively while the bank was in a rapid period of interstate banking growth. This allowed Craig to see all manner of bank management and credit processes early in his career.
While specializing in loan underwriting, business development and credit administration for over the past 20 years Craig also has a strong generalist background having served banks as an Audit Supervisor, Assistant Controller/General Ledger Accounting Manager and Controller in the bank accounting function. He understands how banks work from the backroom to the board room and the underlying current and critical needs and pressure for banks to keep up with current banking and financial regulations and peer best practices as well as meeting the rigorous demands of shareholders and customers.
Craig graduated from the University of North Dakota, Grand Forks, North Dakota in December 1979 with a Bachelor of Science Degree from the College of Business Administration with a major in accounting. He is a Graduate of the Graduate School of Banking at L.S.U. 1998 through 2000. His continuing professional training includes: August 1998 – Certification in AmSouth Bank's Risk Management Program. He successfully passed all seven parts of the RMA diagnostic assessment in one sitting.