Kris Kully is a partner in Mayer Brown's Washington DC office and a member of the Consumer Financial Services group. She advises clients on federal and state regulatory compliance matters affecting providers of consumer financial products and services, including licensing and substantive practice requirements applicable to mortgage and consumer loans lenders, servicers, and investors, as well as other participants in the real estate finance and consumer credit industries. She helps clients understand their obligations under all the authorities of the Consumer Financial Protection Bureau (CFPB), including the federal Truth-in-Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA), the Equal Credit Opportunity Act (ECOA), the Home Mortgage Disclosure Act (HMDA), Secure and Fair Enforcement for Mortgage Licensing Act (SAFE), the Consumer Leasing Act, the Gramm-Leach-Bliley Act, and the Fair Debt Collections Practices Act (FDCPA), as well as similar state laws. She advises clients in connection with originating, purchasing, and servicing all types of consumer finance products, including residential mortgage loans, consumer loans, credit cards, lease agreements, and deposits. She also participates in regulatory compliance due diligence activities. She is a frequent speaker and writer on cutting edge consumer financial protection issues.